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Monday, July 30, 2007

Financial - Part II

I had mentioned about "growing up your money" in the previous entry rite?

Do you know that if you start saving from now (taking an average age of 25), you'll be in heaven for the next 35 years or on your retirement?

How?

Here I show you...

Considering your age is 25 (now)

Your annual saving (per year) : RM 1200 (1 month = RM100)

You put your money into one Trust Fund

By the end of year u'll get : RM 1320 *(assuming that growth rate of interest is 10%)

You just have to save your money for the next 10 years, by mean after 1o years, NO MORE SAVING! You just let the money growing for you! and for the future...mayb you'll travel around the world! Believe it or not?

This is on how to calculated it......

Age : 25
Annual Saving : RM1200
End of Year Value : RM1320 *(assuming that growth rate of interest is 10%)

Age : 26
Annual Saving : RM1200
End of Year value : RM2772

.........
.........

After 10 years of saving, you''ll get :

Age : 34
End of Year Value : RM21,035

........
........

Wanna know what you'll get at the age of 65?

You'll get : RM 367,006 *(assuming that constantly 10% growth rate ; depends on the economic growth for the year)

You see...it's a big $$$ after all!!. You just have to saved for the 1st 10 years.

****Please be remind that the money will not growing if you just put it in a saving / current account.

So..the question is.....which one is the right Trust Fund for you?

Wait for the next entry.....*nanti pjg plak entry yg nih.*

15 comments:

Anonymous said...

Tabung akhirat mcm maner lak ekk?nk masuk trust fund mana?

Jis said...

adui, akhirat lain kire la bro. penting jugak simpan duit di duniawi ni. nanti dh anak pinak cemana kan? tp wasatiah la kita dlm berbelanja, dpt duit tu, pegi sedekah ke. kira tabung akhirat la.

melayu pun bole kaya. bg la dia nk bantu rakan2. dia bantu, sebar ilmu dpt pahala. ko kondem dpt apa? tabung neraka??

betty, ko ni dh berenti keje bank, tp tiba2 mcm nk promote bank pulak. hohoho.

Anonymous said...

Wo WO..Rileks sis..tu just lawak sacarstic jerk..take it easy will ya..

BETTY A. said...

no name : utk tabung akhirat..sy rasa sbg Islam kita tau tanggungjawab kita. we do performed our prayers + perbuatan yg sunat. but if it comes into money sy rasa setiap dr kita menunaikan zakat kan? plus...kita bole menderma utk mereka yg memerlukan. sy hanya mengulas dr segi financial shj...=) nuff said?

jis : yeah. utk our children future. lgpon kita x tau ape akan jd. cik jis, sy x promote bank. kite bnyk bank kat msia so the choice is urs ;) sy hanya kongsi ttg kesedaran diri sy utk org lain. some ppl have loads of money but they didin't know what to do with it.

Lynn said...

kebetulan, I memang do what you suggested since 3 years ago. I debit RM100 every month in a bank's trust fund scheme, and they wont let me touch the money until I retire, hehe...

Jis said...

lawak lain buat xpe. lawak psl agama, akhirat ni jgn la main2 ye. melainkan u're with ur circle of frens.

BETTY A. said...

k.lynn : yeah..that's gud...at least u locking it up...so u'll get those for future..hehe

Anonymous said...

yang cik jis ni emo sgt knp?boleh saya tahu?

yutaka said...

great idea betty..
actually sy skg br je nak mula saving each month dlm RM100 with my bf.. so in a month kami akan masukkan duit dalam satu akaun yg kami mmg khaskan utk saving tu dlm RM200..=) br skg nak saving sbb pk pasal mase dpn with my bf.. hihihi insyaAllah akan try wt side income yg lain lak for us..

BETTY A. said...

yutaka : thanks :). awk ckp awk save dlm satu acc dgn bf? u mean Joint Account ker? If it's true, then i advise u to do seperate acc. Bkn ape...we might didn't know what will happen in the future kan? U know..something unexpected. But if u n him holding a big trust each other then there's no problem *winks*winks*

yutaka said...

hahaha.. thanks for ur concern.. its not joint acc tp tu atas nama sy sorg je..tp akaun tu dikhaskan utk kami saving duit tu la.. hihihi.. yeah, who knows what will happen in future but we have faith that we have a long relations.. hope so la.. insyaAllah.. doakan kami ye.. =)

Anonymous said...

Such a luvly relationship..insyAllah...

BETTY A. said...

gud...insyaAllah =)

defoo said...

Ah, yes trust fund ;)

BETTY A. said...

defoo : yezza...heheh